LINDENBERG & CO FINANCE
Financial solutions to meet your individual needs
Choosing the right vehicle and finding the right financial package has been made easier with Macquarie Leasing FINANCE. As you would expect, we have a flexible range of financial products, tailored to make your life easier. Whether you’re a private purchaser or you’re choosing one of our models for business, we have a wide range of flexible finance and lease products. After all, the right car needs the right financial package to complement your lifestyle.
Personal Financial Options
Mitsubishi Consumer Loan
The Mitsubishi Consumer Loan is designed to allow you to keep it simple and choose your repayment period and make regular monthly instalments, with a fixed interest rate. You can repay the Mitsubishi Consumer Loan in full by equal payments over your chosen loan period OR you can defer part of the cost of your Mitsubishi to the end of the Mitsubishi Consumer Loan with a larger final payment – this enables you to lower your regular monthly instalments.
You can also make additional payments throughout the lifetime of the loan that will lower the amount of interest you pay and shorten the term of the loan. In addition, you can choose to fully repay your Mitsubishi Consumer Loan early and own the vehicle sooner.
If you choose to have a larger final payment, then when it falls due you have three options:
- Buy a New Mitsubishi: trade in your existing vehicle and use its value to pay the final payment and enter into a new Mitsubishi Consumer Loan.
- Keep your Mitsubishi: pay the final payment or refinance the final payment for up to 3 more years.
- Sell your Mitsubishi: pay the final payment and sell your vehicle.
Mitsubishi Consumer Loan benefits:
- Suitable for non-business customers
- Choose from a range of deposits
- Choose your repayment period
- Add flexibility by tailoring your final instalment
- Regular fixed monthly instalments
- Fixed interest rate
- At the end of the Mitsubishi Consumer Loan, you have 3 options
Business Financial Options
For business customers Macquarie Leasing FINANCE has developed a range of finance and lease products to lower the cost of funding by potentially providing tax efficiencies, and are responsive and adaptable.
Mitsubishi Commercial Plan
This product is a Commercial Hire Purchase which offers business users advantages that assist with cash-flow. The business user can tailor Mitsubishi Commercial Plan by selecting the contract term (up to 5 years), include a deposit, and nominate a larger final instalment to lower the regular monthly instalments to suit your budget. If the vehicle is used for income generating purposes, the interest charges and depreciation on the vehicle may be tax deductible.
Mitsubishi Chattel Mortgage
This is a Mitsubishi Chattel Mortgage, which potentially offers certain business customers tax efficiency advantages that assist with cash-flow. If you are a customer that is registered for Goods and Services Tax (GST) you may be entitled to input tax credits (ITC) with respect to your acquisition of the vehicle.
The vehicle is owned by you and you can tailor your payments by selecting the term (up to 5 years) and incorporating a larger final payment.
Other flexible arrangements to match your cash flow can be arranged, such as seasonal payments and/or any GST refund being paid into the loan to reduce your regular monthly repayments and interest charges. Interest rates are fixed for the life of the loan. If the vehicle is used for income generating purposes, the interest charges and depreciation on the vehicle may be tax deductible.
IMPORTANT NOTICE: Macquarie Leasing Pty Ltd (Australian Credit Licence 394925) (“Macquarie Leasing”) and is used under licence. Terms, fees and conditions apply. All applications and payment profiles are subject to the satisfaction of Macquarie Leasing’s approval criteria. No part of this document is to be construed as an offer capable of acceptance or as a solicitation to obtain a financial product. The information is not an expression of opinion or recommendation and does not constitute financial, accounting, taxation, general or personal advice and should not be relied on as such. The recipient should make its own assessment of any product or service referred to in this document and seek appropriate advice. Macquarie Leasing is not an authorised deposit taking institution for the purposes of the Banking Act (Commonwealth of Australia) 1959, and the obligations of Macquarie Leasing do not represent deposits or other liabilities of Macquarie Bank Limited. Macquarie Bank Limited does not guarantee or otherwise provide assurance in respect of any of the obligations of Macquarie Leasing.